Safeguarding Customer Credit Card Data: PCI Compliance

How are credit card payments processed behind the scenes? And when a credit card is stolen, how is that typically happening? In this course, Laura Louthan answers these questions and more, explaining how payments get from consumers to banks and to the final merchants, as well as the risks associated with the theft or compromise of credit card data—both to customers and merchants. Laura highlights the various entities involved in payment processing and how they protect against card data loss. She covers the difference between in-store and online payments, how chip cards have increased online fraud, and the pros and cons of alternative payment systems like digital wallets. Plus, learn about the different ways that organizations need to report compliance to the Payment Card Industry (PCI) Security Standards Council. After finishing this course, you’ll be prepared to explain why protecting credit card data matters to merchants and service providers; break down the flow of a credit card number during a payment process; and identify where security weaknesses may lie in a payment process flow.